“The four most dangerous words in investing are ‘This time it’s different,’” said Sir John Templeton, a famous investor and mutual fund pioneer. More than $1 billion of commercial construction loans were held by U.S. banks as of year-end 2013, the highest level on record. There has been a year-over-year net construction lending increase of over $65 million at the end of 2013, across both commercial and multifamily mortgages. Let’s explore w
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